Pay Later / Riverty
With pay later, you can receive your order first and pay the invoice afterwards. Pay later is facilitated by Riverty. Within a few working days after delivery, you will receive a digital invoice for your order. From that point, you have a limited payment period. Riverty carries out an assessment when you place your order definitively. If, unfortunately, your application is not approved, you can find more information about this assessment under Article 1.2. For privacy reasons, JohnBeerens.com cannot access the details of this assessment. You can find more information about Riverty and how it works in the terms and conditions below. The fee for using Riverty is € 1,95 per order.
Riverty® Acceptance and Payment Terms 2022
These contractual terms apply to your visit to this website, your application and its assessment, and, if your application is approved, to the Riverty pay-later service.
Article 1 Assessment of Application
1.1. You have placed an order and chosen to pay using the pay-later service (Riverty®) provided by Arvato Finance B.V., trading under the name Riverty (hereinafter “Riverty”). Your choice does not immediately create an agreement with the retailer allowing you to pay through Riverty. The retailer and Riverty expressly reserve the right to reject your application without stating a reason. This depends on the results of the assessment of your data.
1.2. You will, if possible, be shown the result of the assessment online immediately, including whether your request has been approved, rejected, or approved conditionally. This conditional approval is generally based only on a data check carried out by us. If you wish, you can receive written notification stating the reasons. You can also contact Riverty customer service by phone after one working day.
1.3. Within one working day of initially conditionally accepting your application to pay with Riverty®, Riverty may change its decision to a refusal and reject your application, thereby denying you the use of Riverty® as a payment method. The conditional acceptance is due to the fact that approval is initially based solely on a limited data check.
1.4. Every retailer is entitled to assess you as a consumer when concluding a purchase agreement. If you choose to pay with Riverty®, the retailer uses Riverty for this purpose. The following information must be provided:
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Your name, address and contact details. This address must not be a P.O. box and must be in the Netherlands;
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The registration number in the Trade Register of the Chamber of Commerce if you are purchasing through your business (sole proprietorship/general partnership/partnership);
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If you wish to pay as a sole proprietorship, general partnership or professional partnership, you must also provide the names of the sole proprietor, partners or members who are legally authorized to represent the business in the application;
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The bank account number you will use to pay Riverty®;
1.5. To pay with Riverty®, you must meet the following conditions:
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You have a billing and delivery address in the Netherlands. This address must not be a P.O. box;
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You have not been declared bankrupt, are not under a moratorium on payments, under guardianship or administration, and no application for any of these measures has been filed. You are also not in a situation where you have stopped paying your debts on time.
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You are legally authorized to act, or are represented by someone who is legally authorized to represent you and act on your behalf.
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The order value is not below or above the amount that the retailer allows you to pay later;
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By providing your information to use the Riverty® payment solution, you expressly consent to the processing and assessment of your data so that Riverty can properly and carefully assess your application and inform you whether it has been (conditionally) approved;
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By applying to pay with Riverty®, you declare that you are able and willing to meet the payment obligations arising from your order in full and on time by paying Riverty in Heerenveen.
Article 2 Method of Payment
2.1. Once your request/application to use Riverty®’s pay-later service has been accepted, your choice means that the retailer transfers to Riverty the rights to the amount you owe for your order. This means that, after acceptance by Riverty, you can discharge your payment obligation only by paying Riverty. Riverty will send you an invoice showing the amount due, separately from the delivery of your order. The invoice may be sent digitally by email or through the standard European direct debit scheme. If you pay anyone other than Riverty, your payment obligation to Riverty remains in effect. In that case, you may have to pay again, namely to Riverty in Heerenveen.
2.2. To the extent permitted by law, Riverty reserves the right not to refund any payment costs and/or other costs if you return your order.
2.3. If you choose Riverty®’s pay-later service combined with direct debit, you expressly authorize Riverty to automatically debit the (delivery) costs from the bank account number you provided. Your payment obligation is discharged once the debit has been successful and the period for reversing the payment has expired. Once your request to pay through Riverty® has been accepted and you are going to pay by standard European direct debit, we will send you advance notice confirming your direct debit instruction. You will receive this advance notice 5 days before we collect the payment. By choosing Riverty®’s payment service, you agree to the 5-day notice period.
2.4. Riverty is entitled to exercise the same rights against you as the retailer is or was entitled to exercise under the order.
2.5. Riverty is entitled at any time to unilaterally assign its claim against you to a third party.
Article 3 Payment Processing Costs
3.1. Any (bank) processing costs for the applicant’s payment order(s) are at your expense and risk.
3.2. If you have chosen to pay by standard European direct debit, you must ensure that there are sufficient funds in the account number you provided. Riverty may charge costs (a surcharge) if it cannot collect the amount due from your account. You can avoid this by paying on time. If Riverty is unable to collect the payment, including after you are in default, the claim will be referred for collection and you will be charged higher costs (extrajudicial collection costs).
3.3. You may legally revoke the direct debit instruction up to one day before the debit transaction. In that case, Article 6.1 applies and, in addition to the costs specified in Article 6, Riverty may also charge costs.
Article 4 Payment Period
Riverty must receive your payment within 14 days of the invoice date, unless a different period has been agreed with you in writing.
Article 5 Change of Address
You must notify Riverty of any change of address or email address. Until Riverty receives notification of a change of address, you will be considered to reside at the last address known to Riverty. Changes of address must be reported by email or in writing to the customer service department of Arvato Finance B.V., trading as Riverty, Postbus 434 8440 AK Heerenveen, telephone 020 7230 270. You will only be charged by your telephone provider for calls to Riverty.
Article 6 Default
6.1. If you fail to pay within the period specified in Article 4, the amount due becomes immediately payable and you are in default without further notice of default.
6.2. If you have not paid within 14 days of the invoice date, Riverty will send you a reminder to inform you that the payment period has expired. If you do not respond to this reminder, Riverty will send you a (second) written reminder and increase the amount due by adding administration costs. If you also fail to respond to this reminder and Riverty must send you a formal demand for payment, the administration costs will be increased again.
6.3. From the date you are in default, Riverty is entitled to charge statutory interest per month on the amount you owe. You will also owe administration costs under the Dutch Collection Costs Act in connection with the payment reminders sent by Riverty, and Riverty will charge you all reasonable costs incurred to obtain payment, both out of court and in court. If you have chosen direct debit or a one-time authorization, Riverty is entitled to debit the total amount due, including costs and interest, from your bank account by direct debit or one-time authorization. The minimum amount Riverty charges for extrajudicial collection costs in the event of default is € 40 (forty euros).
6.4. If costs have become due because of a breach attributable to you, any subsequent payments you make will first be applied to the costs that have accrued. Your payments will only be applied to the amount originally owed once all accrued costs have been paid in full.
Article 7 Protection of Personal Data of Individuals and Use of Data
Riverty respects everyone’s privacy and ensures that information about individuals is treated confidentially. For more information, Riverty refers you to its privacy statement, published on its website www.Riverty.nl. There you can read about the processing of personal data, request access to the personal data being processed, and learn how to exercise the rights arising under the Dutch Personal Data Protection Act.
Article 8 Liability
8.1. Riverty can only be held liable for damage attributable to its intent or gross negligence, or arising from circumstances for which it is responsible under mandatory legal rules. Riverty is never liable for consequential or business losses, indirect damage, or loss of profits or revenue.
8.2. If Riverty is required to compensate for any damage, for whatever reason, the compensation will never exceed an amount equal to the invoice value of the product or service that caused the damage.
Article 9 Applicable Law and Competent Court
Dutch law applies to Riverty’s services and all contracts it enters into. Disputes will be submitted to the competent court in Noord-Nederland, unless the law expressly designates another court as competent.
